My brother moved to South Carolina three years ago and I haven’t seen him since. We talk on the phone all the time, but travel is hard for both of us because of work and cost.  But he and his wife had a car accident this summer and it seemed like it was time I go out there to make their holiday a little more manageable. 

But this year airfares are almost double what they used to be. That plane ticket to Columbia, round trip with two stops in between, would cost $650.  I had to file bankruptcy last year because of my divorce.  I have bad credit and no credit cards. Spare money doesn’t exist in my life.

I looked for other ideas, even considered driving my Nissan out there (ruled that one out). But then I thought about an car title loans store I have seen down the peninsula in Sunnyvale. I wouldn’t go there – I don’t want to talk to someone through a thick plate glass window.  But I did a Google for “loans for my car title” and “fast cash” and I found Car Title Loans in San Francisco. They said my Nissan was good enough for that $650 – and I could get it by the next morning.

Timing is everything in booking flights: One day later, those fares all went up $90.  Because I acted fast, I saved money. I filled out the online application while drinking my morning cup of coffee. The cash was in my checking account the next day and I bought the ticket while the cheaper seat was still available.

I missed my brother and sister-in-law, and felt bad about not visiting when they had their accident.  I wish I had done this earlier.

- Jesse K.

My friends told me I should do it. They said “oh my god that would be sooo fun. You would be the first gay ultimate fighter and then people would know that we aren’t just stereotypes of feminine men.” Yeah it sounded like a noble cause. I thought that with enough hard work I could do it. It might take a while but sooner or later I would be ready.

I quit my job. Then I spent all my savings on my training. I even crashed with my boyfriend at the time and he paid the rent. But then I ran out of cash and I couldn’t keep going on with my training. I have bad credit and my boyfriend has been pressured financially. He didn’t want me to give up on my dream of fighting so he had to find a way to help.

He found car title loans in San Francisco, California online. It was actually really easy to get a car title loan. I didn’t need any credit at all because they don’t do a background check. I got to keep my car and I got a loan using my car title as collateral.

I had my first amateur fight just the other night. I won and I got booed after I made out with my boyfriend after the fight. Screw straight people

-Billy B.

San Francisco, California

After years of thinking about it, I finally decided last spring to start biking to my job in Hillsborough from my house in Millbrae because of gas costs. I was already diagnosed as pre-diabetic, so this was about more than the cost of driving. It was also about my health and my ability to continue working (I’m a housekeeper and manage two assistants in four homes in our neighborhood).

It had been years since I bought a bike and was a little shocked with the prices: what seemed to be my best choices were around $1000 to $1400.  I didn’t have that kind of cash and I had bad credit, no credit cards and was facing some costs for the summer for my children.  I needed fast cash to take advantage of the season.

That’s when I found Car Title Loans in San Francisco.  It’s all done through an online application, it’s easy to complete and even my 2001 Mitsubishi Eclipse was good for a $2000 loan.  By the next day I bought my “comfort-seat” model for $1100.  Now, several months later, and I am pleased to report I lost about 15 pounds over the summer and my gas savings came to more than $35 per week.

A loan on car title is a smart way to lose weight and save money.  

– Beatrica C.

I thought I had something real good going. And I did. I had my own business, exactly what I wanted all along. I finally could set my own hours and schedule and do the work I wanted to do. It was great, but there is always a bad side.  You hear people saying “Start your own business, it’s a good idea.” But when it goes sour no one thinks about it all that much.

So my business went sour. And you can tell when you’re starting to get screwed. But you really know you’re in trouble when you thought you had a thousand dollars in the bank only to make a withdrawal of $150 and find out your one hundred below nothing. So that’s my story. Business was good. Business went bad. Now I’m mad.

But I can’t really do anything. Besides I have no one to blame. Gosh, I wish I did. If only I could find someone who might be even a little responsible. Nope. But I needed cash. My credit is destroyed but I found money in my car title. Car title loans in San Francisco provide instant money with no credit check. A vehicle title loan only requires you own the title to your car.

I don’t know how my business got so bad. But I’ll always remember there is a dark side to starting your own business.

-Mike H.

San Francisco, California

I grew up in Belgium, and there we think about the environment always.  So even now when I am transitioning between jobs and my credit is not so good, I chose to make a smart investment in my home that will be a step toward stopping climate change.

I went to Car Title Loans in San Francisco to get $1400. This is where they use your car for collateral. Mine is a 2003 Citroen, good for at least $4000 in cash. Despite my bad credit, I completed the online application and got almost instant approval. My money arrived in one day – no need to go to that title loans store on Sutter Street.

I needed a water heater because the old one was soon to be kaput. And, I wanted an tankless water heater because they use a third less energy and reduce water consumption by about eight litres a day.  Also, a store in the Mission District is offering them at a 15% discount off the full $1400 price, counting delivery and installation.  But I had to wait on delivery and installationuntil  2009 to qualify for $300 off my taxes because it’s good for the environment.  That’s more than a $500 savings, plus monthly energy and water bills will always be lower in the future.  

I use loans against car title whenever I need fast cash.  Most often, it’s for a smart, money saving purchase.

- Margarethe N.

There’s a great place to go rock climbing in the city called Mission Hills.  I started climbing about a month ago with some friends and fell in love with it.  When I’m up there it’s just me and the wall.  I’m able to clear my head and all my troubles go away, for a little bit anyway.  I have been renting equipment but am thinking of investing in my own equipment.  I know this is something I will do for a long time to come.  But equipment is really expensive.  I’m looking at a few hundred dollars here.  I don’t have extra money for something like this right now.  I weighed my choices.  If I don’t buy the equipment I won’t spend the money but I love this so much and it brings a lot of peace to me.  I went with the second choice.  But I needed to find a way to get the fast cash I would need.

I was talking to a friend and she told me about Car Title Loans in San Francisco.  She said that I could get the quick cash I needed by filling out an online application.  And she said I would be approved in 10 minutes or less.  I went on the computer and filled out the online application.  It was so easy.  All I needed to qualify was to own my car.  I was able to get more than enough money to cover my expenses.  Now I can climb using my own equipment.  No more smelly shoe rentals for me.           

Stephanie M. in San Francisco

For he most part I walk and bike and take public transportation around town.  But we have kept the old Corolla for drives to the suburbs, East Bay, things like that.  I don’t think I’d every use it for a long trip because I’m just not confident it would make it.

But my older sister has been sickly for years, then we got a call she was seriously ill and in the hospital in Seattle.  This came a month after I lost my job and the bills were piling up.  Time I had, but money was tight.  Last minute booked flights were running around $400, but with my bad credit I couldn’t borrow the money either.  We thought about selling the Corolla, but that would take too long.

So while we were on the Internet looking at airfares, I just went to Yahoo and plugged in “Fast” and “Cash.” Up pops Car Title Loans in San Francisco.  Had never considered that before.  But these weren’t the stores along El Camino Real.  It’s all virtual, and on the website we could see our auto title was good for up to a $1700 loan.  

All I needed was about $700, enough for the flight, a car to rent and incidentals.  I filled in the online application, got approved right away, and the money was in my debit card the next day.  In 72 hours I was visiting my sister in the hospital.

She died the next week, so I’m glad I made the trip.  It was well worth borrowing against that old car, which we still have and is working fine, with a loans with a car title firm.

- Devin E.

I wouldn’t be telling you this if it weren’t for the fact that it was absolutely necessary. I needed money fast in San Francisco and a car title loan turned out to be my best option. I’ve never been a big fan of taking up debt. this is why I don’t have any credit cards. In a lot of ways it is a real hassle. I have no credit. I can’t really afford things that I don’t have cash for.

My wife has been sick for a long time. She got breast cancer some time ago. I was afraid that one of the payments that was due would soon be missed unless I found money quick. I didn’t have the money in my bank account at the time. I found out that it would cost me more than I could afford to miss that payment. The insurance company would cancel it’s agreement. My premiums with any insurance company would go through the roof.

Then I found car title loans in San Francisco online. Even with absolutely no credit I was able to obtain a loan on the title of my auto. It was fast cash and I knew I would be able to make this month’s payment.

I still don’t like taking out debt, but I know you have to calculate what saves you the most money.

-Rick R.

San Francisco, California

So I was just minding my own business driving along Fulton in San Francisco. I didn’t think I was doing anything wrong. I pulled up to a stop sign and saw a cop to my right. No big deal right, I didn’t get tense. When I started driving he pulled me over. He told me I didn’t have my seat belt on and that was illegal. I thought he was just being a dickhead. That or he had to give out tickets.

I went to court and it went fairly well. I have to take some classes and I have a fine. There were several fees and it took away from my time at my job. My boss is docking my pay for the time I missed. I needed that pay. I’m not made of money. I need every dollar I can get. I didn’t think I could get money for the fine.

Now I’m broke. And I’ve never had very good credit history. I’ve always been living from paycheck to paycheck, making just enough to pay all my bills. But fortunately I found car title loans in San Francisco, California by doing a search online. A vehicle title loan is a great option if you need money now. The application was easy to fill out and I got a call back right away.

That’s the last time I forget to wear my seat belt.

-Anne S.

San Francisco, California

I know that its strange, but I’m always looking at people’s rear ends. Some people are into eyes, some into a nice head of hair, others like a nice set of abs, and while many guys comment on my legs, I always felt my butt was “lacking”. Its not that I didn’t have a butt, but my derrière needed more work that I could do.

Aerobics, squats, yoga, pilates, none of it worked. Yeah, it worked the rest of my body, but they did nothing for my backside. I went to classes all over the area, from Richmond to Haight-Ashbury, and from the Mission District to North Beach.

The final solution was a butt implant. Yes, you read that correctly, a butt implant. I had never even heard of such a thing, but listened to the Doctor how this type of procedure was getting more and more common. Needless to say, I was game. Except for one tiny detail, where to come up with the balance for the procedure.

No way was the credit union going to give me the money for a butt implant, or should I say a pair of butt implants. The only way which I was able to come up with the money I needed was because of an automobile title loan I took out with Car Title Loans in San Francisco.

The online application was so easy. They even gave me a call back right away to answer some questions, and set me up with a location closest to my house. Now when I hear that song “Baby Got Back”, I know its about me.

Brenda V.
San Francisco, CA