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Smart money is on Car Title Loans in San Francisco

Living in the most beautiful city on earth has its price.  And when the chips are down, well, you cash in your chips.

A few reversals of fortune in our happy little home has left us with bad credit, no extra cash and a refrigerator on the blink.  We called a repairman, but he said the cost would be around $800 to fix.  A new one might cost $850.  We did the math and decided we had to find new.  Only cheaper.

This is where Craigslist is a gold mine.  I checked out demolition projects and saw the exact model we wanted anyway in San Mateo.  The demolition sale was in two days and I figured out a way to get there a day early.  I thought a cash offer of $500 would convince them to let me have it.

Next little challenge: find $500.  

Then my wife reminded me that at least our cars are paid for.  Brilliant woman, that wife.  I searched online and found we could get a loan through Car Title Loans in San Francisco. They offered me $5000 in a title loan but all I needed was the $500.  Actually, I took $800 because we need a new microwave too.  It’s all online, I filled out the online application, the money came by EFT to my checking account, and off to San Mateo I went with cash greenback bills in hand. We bickered and bartered and settled at $550.  This is a refrigerator that originally cost $2300.  

Laugh all you want, but auto title loans for capital improvements to your home – especially on a deal like this one – make complete and total sense. 

- Ned O.

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