Perhaps it is pretty sure that most people have experienced a period in their lives when they did not have adequate money to pay for something that is unanticipated. Such circumstances include when you’re informed that you might now invest in a house or business, when you forgot to consider a bill in your budget, or when a person in the household is seriously ill. While regular loans, such as those provided by banks, are the usual sources of funds, they take a long time to process and the funds might be too late to meet the deadline. This is where car title loans in San Francisco play an important role because one of its benefits is that the money might be released in under a day. An important reason for this is that there will be no credit check. Essentially, a person only has to worry about some identification and the automobile title. After the true market price of the vehicle has been determined, the lending company could issue the funds.

I needed cash to buy my girlfriend a present in time for her birthday. I wanted to buy her an extra special one. While walking by a shop, I saw a magnificent ruby necklace in silver setting. It was perfect. When I saw the price though, I calculated that I was short by $500. It was expensive. Then I recalled one of my buddies at work telling me how he got a title loan from San Francisco Title Loans, even without any credit.

I too had no credit at all, but I wanted to get a loan. It was a good thing I had a car. I could definitely get a loan approved. I checked the web and searched for the website of the company.
I did find it and filled out my application form online. I really needed the cash immediately. I am so impatient when it comes to buying gifts. Luckily, San Francisco Title Loans approved my loan in five seconds. When I got the money the same day, I immediately ran to the shop to buy the ruby necklace. My girlfriend was very happy when she received it.

San Francisco Title Loans was a great help to me at that time. In addition to their excellent services, they also offer the lowest rates in California as compared to other title loans in Sunset District, Daly City, South San Francisco, San Bruno, Brisbane, Alameda, Oceanview, and North Beach.

Harem S.
San Francisco, CA

When I moved here in San Francisco, I had to live with the family, which was complete with my parents and two brothers. And since I was out of the city for about three years, my younger brother occupied the room that was once mine. When I arrived, my brother freed up the room and moved into my other brother’s room. But, I was really upset when I found that the bedroom had this nasty odor, as well as, everything seemed to have deteriorated or broken down. The walls were chipped off, with all those cheap posters pasted on them. The bed was cluttered and springs were coming out of the foam, and the floor was gross. I tried to do something about the room by myself but it did nothing to improve the place. I wanted to renovate the room and I needed some cash to make it happen.

I looked around town for lending companies, and then, I found San Francisco Title Loans. The company offers auto title loans and also operates in Marina District, Sunset District, Diamond Heights, Daly City, Colma, Brisbane, South San Francisco, and Edgemar. I applied online, and all I needed to present was the title of my car to serve as collateral. I got approved and in no time, I had the cash I wanted. I started out buying a new bed and some wall paper to cover up the wall’s hideous appearance. And then, I got someone to renovate the flooring as it really disturbed me a lot. Now I feel like I am home again!

Rebecca H.
San Francisco, CA 94115

Living in the most beautiful city on earth has its price.  And when the chips are down, well, you cash in your chips.

A few reversals of fortune in our happy little home has left us with bad credit, no extra cash and a refrigerator on the blink.  We called a repairman, but he said the cost would be around $800 to fix.  A new one might cost $850.  We did the math and decided we had to find new.  Only cheaper.

This is where Craigslist is a gold mine.  I checked out demolition projects and saw the exact model we wanted anyway in San Mateo.  The demolition sale was in two days and I figured out a way to get there a day early.  I thought a cash offer of $500 would convince them to let me have it.

Next little challenge: find $500.  

Then my wife reminded me that at least our cars are paid for.  Brilliant woman, that wife.  I searched online and found we could get a loan through Car Title Loans in San Francisco. They offered me $5000 in a title loan but all I needed was the $500.  Actually, I took $800 because we need a new microwave too.  It’s all online, I filled out the online application, the money came by EFT to my checking account, and off to San Mateo I went with cash greenback bills in hand. We bickered and bartered and settled at $550.  This is a refrigerator that originally cost $2300.  

Laugh all you want, but auto title loans for capital improvements to your home – especially on a deal like this one – make complete and total sense. 

- Ned O.

I moved to the Bay Area to work in Information Technology.  It was my dream to live and work here, and I fully enjoyed every bit of it since I landed in San Mateo in 2002.

So when my company shipped my job to Bangalore, I wasn’t about to move with it.  At the same time, it’s hard to argue with their economics.  

Unfortunately, my personal economics suffered from this.  I worked consulting gigs, but that was spotty and it became necessary to consider retraining.  With bills to pay and a girlfriend with expensive tastes, did I have a choice?

Unemployment only covered a portion of my bills. And because my bills got ahead of my resources, I got bad credit.  And with bad credit, where would the money for retraining come from?  

Based on my own analysis, my need for fast cash translated into a car title loan.  Glad I bought that BMW when I did.  Once I got used to the idea, I filled out an online application with Car Title Loans in San Francisco. It was nothing like going to a car title loans store in Daly City or something. In one day I had my money and the next I registered for my class.

Given the credit crisis, this actually was a pretty clean and logical deal.  Auto title loans are really just another version of leveraged value.

- Marc N.