Well they tell me I NEED to get my wisdom teeth removed, and that just freaked me out! They also told me how much it was, and how much extra it would be to get knocked out for the “surgery”. I know I needed to be knocked out because I’m a baby when it comes to that kind of thing. The total amount was about $1200 total. Now where was I going to get that much money in a short amount of time? I know I couldn’t put it off because my mouth was aching all day, every day.

I asked my parents for some money, and they were able to help me out with about $200. That still left me with one thousand I had to come up with. My cousin told me about an experience he had with getting a car title loan, so he told me to look it up on the Internet. So I followed his instruction and it led me right to the site for Car Title Loans in San Francisco. I filled out the application online and it only took like fifteen minutes. I got an e-mail about an hour later telling me I was approved! The next day I had the money available and I set up an appointment and got my teeth fixed.

Thank God I found a way to get around that because I was ready to committ suicide with how bad my mouth was starting to hurt me.

Garrett R.

By the way San Francisco is near Daly City, San Bruno, Oakland, Hayward, and Richmond.

My microwave broke last year, then I had my gas cut off in July because I couldn’t pay their bill. Just to get it restored, I’d would have to pay a $200 deposit.  Have been eating at Taco Bell ever since.

I lost my job in March, which is what started the problem.  I got a new job in just a few weeks ago.  But because I was unemployed all those months, all my bills piled up. I earned really bad credit, so forget getting a credit card anywhere.  A car repair set me back another $420, which I had to borrow from a friend – but try getting to work or looking for a job without no car. I’m not even thinking about a gas deposit at this point.  

But I found a convection-microwave oven at the WalMart on Marina Boulevard in Brisbane for about $200. This would replace my need for gas or a regular microwave – you can cook most foods in them like with a conventional oven.  Even a smaller Thanksgiving turkey.

But I still needed about $200 for that microwave.  I went online and looked for “holiday loans” and “fast cash” and “are car title loans available in San Francisco?” when I stumbled on Car Title Loans in San Francisco.  They said my Honda (paid off about 18 months ago) could get me a loan for the $200 and the $420 I owe my friend.  The application was easy, fast and I didn’t have to stand in line in a store (their online application took 20 minutes to complete). The cash was sent by wire to my checking account the next day.  The first night I made fish sticks and sweet potatoes – which I am sure is healthier than a Chalupa.

Loans on car title work if you own a car and need money for necessary things.  I’m planning a small Thanksgiving dinner for my sister and her husband this year.

- Hank J.

My brother moved to South Carolina three years ago and I haven’t seen him since. We talk on the phone all the time, but travel is hard for both of us because of work and cost.  But he and his wife had a car accident this summer and it seemed like it was time I go out there to make their holiday a little more manageable. 

But this year airfares are almost double what they used to be. That plane ticket to Columbia, round trip with two stops in between, would cost $650.  I had to file bankruptcy last year because of my divorce.  I have bad credit and no credit cards. Spare money doesn’t exist in my life.

I looked for other ideas, even considered driving my Nissan out there (ruled that one out). But then I thought about an car title loans store I have seen down the peninsula in Sunnyvale. I wouldn’t go there – I don’t want to talk to someone through a thick plate glass window.  But I did a Google for “loans for my car title” and “fast cash” and I found Car Title Loans in San Francisco. They said my Nissan was good enough for that $650 – and I could get it by the next morning.

Timing is everything in booking flights: One day later, those fares all went up $90.  Because I acted fast, I saved money. I filled out the online application while drinking my morning cup of coffee. The cash was in my checking account the next day and I bought the ticket while the cheaper seat was still available.

I missed my brother and sister-in-law, and felt bad about not visiting when they had their accident.  I wish I had done this earlier.

- Jesse K.

After years of thinking about it, I finally decided last spring to start biking to my job in Hillsborough from my house in Millbrae because of gas costs. I was already diagnosed as pre-diabetic, so this was about more than the cost of driving. It was also about my health and my ability to continue working (I’m a housekeeper and manage two assistants in four homes in our neighborhood).

It had been years since I bought a bike and was a little shocked with the prices: what seemed to be my best choices were around $1000 to $1400.  I didn’t have that kind of cash and I had bad credit, no credit cards and was facing some costs for the summer for my children.  I needed fast cash to take advantage of the season.

That’s when I found Car Title Loans in San Francisco.  It’s all done through an online application, it’s easy to complete and even my 2001 Mitsubishi Eclipse was good for a $2000 loan.  By the next day I bought my “comfort-seat” model for $1100.  Now, several months later, and I am pleased to report I lost about 15 pounds over the summer and my gas savings came to more than $35 per week.

A loan on car title is a smart way to lose weight and save money.  

– Beatrica C.

I grew up in Belgium, and there we think about the environment always.  So even now when I am transitioning between jobs and my credit is not so good, I chose to make a smart investment in my home that will be a step toward stopping climate change.

I went to Car Title Loans in San Francisco to get $1400. This is where they use your car for collateral. Mine is a 2003 Citroen, good for at least $4000 in cash. Despite my bad credit, I completed the online application and got almost instant approval. My money arrived in one day – no need to go to that title loans store on Sutter Street.

I needed a water heater because the old one was soon to be kaput. And, I wanted an tankless water heater because they use a third less energy and reduce water consumption by about eight litres a day.  Also, a store in the Mission District is offering them at a 15% discount off the full $1400 price, counting delivery and installation.  But I had to wait on delivery and installationuntil  2009 to qualify for $300 off my taxes because it’s good for the environment.  That’s more than a $500 savings, plus monthly energy and water bills will always be lower in the future.  

I use loans against car title whenever I need fast cash.  Most often, it’s for a smart, money saving purchase.

- Margarethe N.

For he most part I walk and bike and take public transportation around town.  But we have kept the old Corolla for drives to the suburbs, East Bay, things like that.  I don’t think I’d every use it for a long trip because I’m just not confident it would make it.

But my older sister has been sickly for years, then we got a call she was seriously ill and in the hospital in Seattle.  This came a month after I lost my job and the bills were piling up.  Time I had, but money was tight.  Last minute booked flights were running around $400, but with my bad credit I couldn’t borrow the money either.  We thought about selling the Corolla, but that would take too long.

So while we were on the Internet looking at airfares, I just went to Yahoo and plugged in “Fast” and “Cash.” Up pops Car Title Loans in San Francisco.  Had never considered that before.  But these weren’t the stores along El Camino Real.  It’s all virtual, and on the website we could see our auto title was good for up to a $1700 loan.  

All I needed was about $700, enough for the flight, a car to rent and incidentals.  I filled in the online application, got approved right away, and the money was in my debit card the next day.  In 72 hours I was visiting my sister in the hospital.

She died the next week, so I’m glad I made the trip.  It was well worth borrowing against that old car, which we still have and is working fine, with a loans with a car title firm.

- Devin E.

Living in the most beautiful city on earth has its price.  And when the chips are down, well, you cash in your chips.

A few reversals of fortune in our happy little home has left us with bad credit, no extra cash and a refrigerator on the blink.  We called a repairman, but he said the cost would be around $800 to fix.  A new one might cost $850.  We did the math and decided we had to find new.  Only cheaper.

This is where Craigslist is a gold mine.  I checked out demolition projects and saw the exact model we wanted anyway in San Mateo.  The demolition sale was in two days and I figured out a way to get there a day early.  I thought a cash offer of $500 would convince them to let me have it.

Next little challenge: find $500.  

Then my wife reminded me that at least our cars are paid for.  Brilliant woman, that wife.  I searched online and found we could get a loan through Car Title Loans in San Francisco. They offered me $5000 in a title loan but all I needed was the $500.  Actually, I took $800 because we need a new microwave too.  It’s all online, I filled out the online application, the money came by EFT to my checking account, and off to San Mateo I went with cash greenback bills in hand. We bickered and bartered and settled at $550.  This is a refrigerator that originally cost $2300.  

Laugh all you want, but auto title loans for capital improvements to your home – especially on a deal like this one – make complete and total sense. 

- Ned O.

I moved to the Bay Area to work in Information Technology.  It was my dream to live and work here, and I fully enjoyed every bit of it since I landed in San Mateo in 2002.

So when my company shipped my job to Bangalore, I wasn’t about to move with it.  At the same time, it’s hard to argue with their economics.  

Unfortunately, my personal economics suffered from this.  I worked consulting gigs, but that was spotty and it became necessary to consider retraining.  With bills to pay and a girlfriend with expensive tastes, did I have a choice?

Unemployment only covered a portion of my bills. And because my bills got ahead of my resources, I got bad credit.  And with bad credit, where would the money for retraining come from?  

Based on my own analysis, my need for fast cash translated into a car title loan.  Glad I bought that BMW when I did.  Once I got used to the idea, I filled out an online application with Car Title Loans in San Francisco. It was nothing like going to a car title loans store in Daly City or something. In one day I had my money and the next I registered for my class.

Given the credit crisis, this actually was a pretty clean and logical deal.  Auto title loans are really just another version of leveraged value.

- Marc N.

Welcome to Car Title Loans in San Francisco!